Online Individual & Family Health Insurance Quotes

Do you need individual health insurance?  What would happen if you ended up with thousands of dollars in medical bills?

Individual and Family Health Insurance can help protect you from having to pay hefty medical bills.  As medical costs continue to rise, many people are looking for ways to save time and money on researching and purchasing their individual health insurance.  Our online quoting engine will allow you to easily explore individual health insurance plans, make comparisons, and purchase the right product for you. 
Did you know that health insurance rates are regulated by law?  This means that everyone’s premiums are direct from the insurance carrier.  You cannot find better rates for the same product anywhere else.

Here are some of the individual & family health insurance carriers we represent:

Group Health & Employee Benefits
Group health insurance coupled with a strong employee benefits package can help improve your employee satisfaction and retention.  AM Insurance Services offers the leading comprehensive health insurance and employee benefits available in the marketplace. We have solid relationships with all of the major health insurance carriers in Florida.  This allows us to streamline our service and provide you with the additional resources you deserve throughout the life of your policy.  Because every group is different, we take the time to help you find the right plan for your organization. We generate simplified comparisons with several plan options, which allow you to analyze the latest market rates and choose the plan that best suits you and your employees’ needs.  

Does your company offer employee benefits? Whether you have a group of 2 employees or 200, we have a solution for you. Below are some of the carriers we represent.

Aetna
Assurant
AvMed
BlueCross BlueShield of Florida                      
Cigna  
Guardian                                 
Humana                                              
John Hancock
Lincoln Financial
MetLife
Neighborhood Health Partnership         
Starmark/Solstice
United HealthCare
Vista

Life Insurance
Life insurance can replace your income and provide financial security for family members dealing with the hardship of losing a loved one. The proceeds from a life insurance policy can cover many obligations such as funeral costs and pending medical bills.  Life insurance can also provide the funds to pay college expenses for dependents, reduce debt or provide a supplemental income for your spouse.  Have you secured a plan to look after your family?

• Term Life Insurance
  Policies for the term market with guaranteed level premiums for a specified time period.

• Whole Life Insurance
  Whole life insurance policies, with tax-advantaged cash build-up, remain effective throughout your whole life.

Disability Insurance
A disability policy will insure your income against the risk of a disability due to an accident or illness that will make working and earning an income impossible.  You probably take plenty of precautions on a daily basis, but no matter how cautious you are accidents or illnesses can still occur.  Good health and good habits are no guarantee.  Simply put, how would you pay for your living expenses or support your family if you could not produce an income?  Disability Insurance is the answer.

Long Term Care Insurance
A Long Term Care policy will help protect a lifetime of savings against catastrophic long term care expenses.  Long Term Care insurance will provide assistance with daily activities including getting dressed, bathing, eating, moving from place to place, and using the bathroom. The older you get, the more likely your chances are of requiring some form of long term care assistance.  Today, people are living longer and care is becoming more expensive.  With consumers often using their entire nest egg to pay for care, who will take care of you when you are unable to take care of yourself?

Retirement Planning
Retirement planning allows you to prepare for your future while balancing the needs of your current financial situation.   Whether you are in your 20’s, 30’s or 40’s, it is never too late to start setting money aside for your retirement years. When putting together your retirement plan, you will need to make several investment choices. The age at which you start your retirement plan will dictate how critical these choices will be.  In retirement planning, time is money.  Having the proper plan in place can allow you to maximize your dreams for the future.  Have you started planning? It’s never too late.

Additional Products & Services

»    Dental & Vision
»    Short- and Long-Term Disability Insurance
»    Individual Life Insurance
»    Voluntary Supplemental Payroll Deduction Insurance Products
»    Section 125 Cafeteria Plans/ Flexible Spending Accounts
»    Wellness Programs including Coordination of Health & Wellness Fairs
»    Personalized Administration and On-Site Open Enrollment
»    On-Site Open Enrollment.