Pregnancy is an exciting time. You’re busy taking care of yourself and preparing for the arrival of your child. Worrying about health insurance and the cost of care is the last thing you want to do. The Affordable Care Act expands your options for health insurance and makes them more affordable.
- Starting as early as 2010, job-based health plans and new individual plans won’t be allowed to deny or exclude coverage to your baby (or any child under age 19) based on health conditions, including babies born with health problems.
- Starting as early as 2010, new health plans must cover certain preventive services without cost sharing.
- Starting in 2014, pregnancy and newborn care, along with vision and dental care for children, will be covered in all new individual, small business and Exchange plans.
- Starting in 2014, job-based health plans and new individual plans won’t be allowed to deny or exclude anyone or charge more for a pre-existing condition, including pregnancy or a disability.
- Starting in 2014, if your income is less than the equivalent of about $88,000 for a family of four today, and your job doesn’t offer affordable coverage, you may get tax credits to help pay for insurance.